Amy Smith | Vice President, Investor Relations |
Bruce Broussard | President & Chief Executive Officer |
Brian Kane | Chief Financial Officer |
Joe Ventura | Chief Legal Officer |
Robert Jones | Goldman Sachs |
Kevin Fischbeck | Bank of America |
Charles Rhyee | Cowen |
Justin Lake | Wolfe Research |
Scott Fidel | Stephens |
Stephen Tanal | SVB Leering |
Matthew Borsch | BMO Capital Markets |
Josh Raskin | Nephron Research |
Ralph Giacobbe | Citi |
A.J. Rice | Crédit Suisse |
Ricky Goldwasser | Morgan Stanley |
Steven Valiquette | Barclays |
Gary Taylor | JPMorgan |
George Hill | Deutsche Bank |
Lance Wilkes | Bernstein |
Dave Windley | Jefferies |
Steve Willoughby | Cleveland Research |
Steve Halper | Cantor |
Frank Morgan | RBC Capital Markets |
Sarah James | Piper Sandler |
Whit Mayo | UBS |
Ladies and gentlemen, thank you for standing by and welcome to the Humana Third Quarter 2020 Earnings Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] I would now like to hand the conference over to Amy Smith, Vice President of Investor Relations. Thank you.