Gabriel Tirador | President and CEO |
George Joseph | Chairman |
Ted Stalick | SVP and CFO |
Robert Houlihan | VP and Chief Product Officer |
Chris Graves | VP and Chief Investment Officer |
Carl Doirin | Raymond James |
Gary Ransom | Dowling & Partners |
Samir Khare | Capital Returns Management |
Sam Hoffman | Lincoln Square |
Good morning. My name is Amy and I will be your conference operator today. At this time, I would like to welcome everyone to the Mercury General First Quarter Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session.