Gabriel Tirador | Chief Executive Officer |
Jeff Schroeder | Vice President and Chief Product Officer |
Ted Stalick | Senior Vice President and CFO |
Chris Graves | Vice President and Chief Investment Officer |
Greg Peters | Raymond James |
Good afternoon. My name is Jason, and I will be your conference operator today. At this time, I would like to welcome everyone to the Mercury General Quarterly Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.