George Joseph | Chairman |
Gabriel Tirador | President, Chief Executive Officer |
Ted Stalick | Senior Vice President, Chief Financial Officer |
Chris Graves | Vice President, Chief Investment Officer |
Christopher Campbell | KBW |
Samir Khare | Capital Markets |
Good morning. My name is Deadra and I will be your conference operator today. At this time I would like to welcome everyone to the Mercury General, First Quarter Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers remarks there will be a question-and-answer session.