Mark Tryniski | President & CEO |
Joseph Sutaris | EVP & CFO |
Joseph Serbun | EVP & CBO |
Alex Twerdahl | Piper Sandler |
Erik Zwick | Boenning & Scattergood |
Russell Gunther | D.A. Davidson |
Matthew Breese | Stephens Inc. |
Good day, and welcome to the Community Bank System Second Quarter 2021 Earnings Conference Call. Please note that this presentation contains forward-looking statements within the provisions of the Private Securities Litigation Reform Act of 1995, that are based on current expectations, estimates, and projections about the industry, markets, and economic environment in which the company operates. Such statements involve risks and uncertainties that could cause actual results to differ materially from those results discussed in these statements. These risks are detailed in the company’s annual report and Form 10-K filed with the Securities and Exchange Commission. Today’s call presenters are Mark Tryniski, President and Chief Executive Officer; and Joseph Sutaris, Executive Vice President and Chief Financial Officer.