Dimitar Karaivanov | executive |
Joseph Sutaris | executive |
Matthew Breese | analyst |
Stephen Moss | analyst |
Sharanjit Cheema | analyst |
Christopher O'Connell | analyst |
Good day, and welcome to the Community Financial Systems Inc.
Third Quarter 2024 Earnings Conference Call. [Operator Instructions] Note, this event is being recorded.
I would now like to turn the conference over to Dimitar Karaivanov, President and Chief Executive Officer. Please go ahead.