Gloria Couceiro | Head of Investor Relations |
Onur Genc | Chief Executive Officer |
Jaime Saenz de Tejada | Chief Financial Officer |
Ben Toms | RBC |
Andrea Filtri | Mediobanca |
Adrian Cighi | Credit Suisse |
Mario Ropero | Fidentis |
Ignacio Ulargui | Exane BNP |
Stefan Nedialkov | Citigroup |
Carlos Cobo | Societe Generale |
Sofie Peterzen | JP Morgan |
Jernej Omahen | Goldman Sach |
Benjie Creelan-Sandford | Jefferies |
Ignacio Ulargui | UBS |
Good morning, everyone. And welcome to BBVA Third Quarter 2020 results presentation. I’m Gloria Couceiro, Head of Investor Relations. And here with me today is Onur Genc, Chief Executive Officer of the group. And Jaime Saenz de Tejada, BBVA Group CFO.