Patricia Bueno | Head of Investor Shareholder Relations of Finance |
Onur Genc | CEO and Executive Director |
Rafael Salinas | Group CFO |
Francisco Riquel | Alantra |
Benjamin Toms | RBC |
Maks Mishyn | JB Capital |
Alvaro Serrano | Morgan Stanley |
Sofie Peterzens | JPMorgan |
Ignacio Ulargui | BNP Paribas Exane |
Andrea Filtri | Mediobanca |
Ignacio Terroso | UBS |
Daragh Quinn | KBW |
Carlos Peixoto | CaixaBank |
Britta Schmidt | Autonomous Research |
Carlos Cobo | Societe Generale |
Good morning, and welcome, everyone, to the BBVA Second Quarter 2022 Results Presentation. Thank you very much for your interest. I'm joined today by Onur Genc, BBVA Chief Executive Officer; and Rafael Salinas, Group CFO.
As in previous quarters, Onur will start reviewing the group figures, followed by Rafa, who will go through the business area results. Then, we will move straight to the live Q&A session.