Patricia Bueno | Head of Investor Shareholder Relations of Finance |
Onur Genc | CEO & Executive Director |
Rafael Salinas | CFO & Global Head of Finance |
Francisco Riquel | Alantra |
Benjamin Toms | RBC |
Sofie Peterzens | JPMorgan |
Fernando Gil | Barclays |
Ignacio Cerezo | UBS |
Carlos Cobo | Societe Generale |
Ignacio Ulargui | Exane BNP Paribas |
Benjie Creelan-Sandford | Jefferies |
Marta Romero | Bank of America |
Stefan Nedialkov | Citi |
Mario Ropero | Bestinver Securities |
Britta Schmidt | Autonomous Research |
Carlos Peixoto | Caixa Bank |
Andrea Filtri | Mediobanca |
Good morning, everyone. Welcome to the BBVA Third Quarter ’21 Results presentation.
Here with me today is Onur Genc, Chief Executive Officer of the group; and Rafael Salinas BBVA’s Chief Financial Officer.
As in previous quarters, Onur will start with the presentation of group results, and then Rafa will review the business areas. Then we will move straightforward to the live Q&A session.