Stewardship Financial (SSFN) Inactive 10-K2015 FY Annual report

Filed: 24 Mar 16, 12:00am

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New words: accredited, andcommercial, assisting, closure, commencement, consummate, demonstrated, dispose, diversity, fail, imprecision, Imputation, Lessor, medical, necessitating, neutral, nonvested, phantom, placement, published, readily, recognition, SBHC, semiannually, seventeen, simplify, Simplifying, slight, unamortized, unchanged, unrestricted, weather

Removed: accept, administered, antidilutive, baseline, began, categorized, critically, cumulative, declaring, designate, development, dissolution, entering, expressly, fourth, Franklin, group, includable, initiate, migration, notification, preferential, promotion, prompt, rank, regulator, Relief, restoration, TARP, Threshold, undercapitalized, winding

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Exhibit 21

Stewardship Financial Corporation

SUBSIDIARIES OF THE REGISTRANT

		Percentage	State
		of	of Incorporation
Parent	Subsidiary	Ownership	or Organization

Stewardship Financial Corporation	Atlantic Stewardship Bank	100%	New Jersey

Stewardship Financial Corporation	Stewardship Statutory Trust I	100%	Delaware

Atlantic Stewardship Bank	Stewardship Investment Corporation	100%	New Jersey

Atlantic Stewardship Bank	Stewardship Realty, LLC	100%	New Jersey

Atlantic Stewardship Bank	Atlantic Stewardship Insurance Co., LLC	100%	New Jersey

Atlantic Stewardship Bank	First Presidential Properties LLC	100%	New Jersey

Atlantic Stewardship Bank	Valley View Properties I LLC	100%	New Jersey

Atlantic Stewardship Bank	Triangle Corners LLC	100%	New Jersey

Atlantic Stewardship Bank	Blue Meadow LLC	100%	New Jersey

Atlantic Stewardship Bank	Haledon Park LLC	100%	New Jersey

Atlantic Stewardship Bank	Sparrow Holdings LLC	100%	New Jersey

Atlantic Stewardship Bank	Elsie Properties LLC	100%	New Jersey

Atlantic Stewardship Bank	Foundation Realty LLC	100%	New Jersey

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