Santander UK 20F 2015 Annual report | STNDF Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	8th grade Avg

New words: abated, ABC, add, Advocacy, Al, Alba, alert, amateur, analytical, ANIL, ANNA, Annemarie, artificial, Austrian, bail, banner, bar, Barcel, Bay, behave, behaving, behaviourstheyhave, belong, big, bigger, blended, BoE, Brexit, buoyant, Caja, catchment, caught, CBEST, CCCO, Champion, Chase, China, CIR, Circle, clause, coal, coherent, coinciding, combat, commend, Compagnie, complacent, Concurred, constraint, cope, correspondingly, crash, curb, CVA, Cyberspace, DAC, Danish, database, deception, deflation, Deutschland, device, digitalisation, dilution, disagreement, disallowance, discernible, disclaimer, disparity, DoLSub, Durbin, DVA, ECL, econometric, Ed, Edmond, eigth, EJ, EMIR, endeavour, enquiry, Ernst, EY, fare, fiduciary, Fifteen, Financiera, finite, fintech, Flame, Fleming, fore, forgive, FSB, FSTIB, Futtaim, GAM, Genevieve, geopolitical, Giera, grateful, handover, harmonized, height, Henderson, huge, hurdle, ICBC, Iconic, ID, idea, ILAAP, ill, IMA, Importantly, inaugural, Indra, inertia, injury, intellectual, iterative, Jacksonwill, Jaguar, keeper, Kepler, KiTTi, KPMG, landlord, Language, learnt, legitimate, legitimise, LEGO, longstanding, MAC, Mail, Majid, malware, managerial, Manhattan, MCD, mental, Mercer, metal, Mexico, MiFID, MiFiDII, MiFIR, mining, mission, Misunderstanding, misunderstood, MIT, moment, multicultural, nearest, niche, norm, NovaTech, NPS, offsite, operationsbefore, opted, overcollateralisation, overlay, Paragon, passage, Penguin, Peter, phishing, pickup, placement, Plevin, Poland, Practitioner, probate, probond, prominence, proviso, quick, quicker, Random, rationale, RCSA, Reassure, rebrand, Redburn, redesign, refocusing, reintroduced, relay, Renshaw, repackaging, Reschedule, reslience, respurchase, resume, resurfaced, Ripple, RM, RMs, Roman, Rothschild, Round, Rover, RRP, rulebook, Saarema, SDGT, SDN, seemingly, send, SG, Shore, sight, signposting, Sistema, sister, sizeable, slip, smartphone, solve, sooner, sponsorship, SRB, SRF, SRM, stay, stayed, staying, steerage, steering, STV, summarized, surcharge, surprised, talk, terrorist, Thailand, thirteen, thought, threaten, threatened, thrive, tomorrow, tone, touch, town, trajectory, transferee, transposed, tribute, UAE, UBS, unbiased, underestimate, underlined, unfair, unfold, unhedged, unintended, Universia, unlawful, untrue, unusual, urgent, vacancy, visit, visiting, waiting, wake, Warburg, warranty, wave, WH, whichever, Young

Removed: abandoned, Abide, abnormal, abroad, accessed, accommodated, acknowledge, Africa, agreeable, alia, alter, Amalgamated, amounting, annexed, apportionment, arena, arisen, arranging, articulation, Asia, assisting, attracted, avoidance, avoiding, Banif, benchmarked, beneficiary, bifurcation, Bilbao, bound, broadened, BUPA, cascade, cashflow, categorisation, CBC, characterised, claw, commence, commensurate, commissioned, computationally, concessionary, concluding, consensually, consistency, constituent, constrained, consumption, contemplated, contingency, contraction, Convergence, CRMO, CSA, custody, dataset, debenture, decay, declined, declining, decreasing, deeply, delaying, deleveraging, delighted, demutualisation, denomination, deployed, Desarrollo, devolved, devote, differentiating, disabled, divest, DLG, downtime, eased, eleven, embodied, emerged, Empresa, encompassed, encouraged, encouraging, equality, equated, exact, exiting, fell, fence, figure, fire, flotation, focal, focussed, foreseen, format, formulated, formulation, Fortunato, fostered, Founder, fraudulent, fulfilment, generation, GKN, GMRA, GMSLA, graduated, greatly, heighten, hope, Hundred, ILP, inconsistent, informative, informing, initiative, insure, insurer, intensification, intensity, inter, interpolation, invited, ISBAN, John, Karen, KPI, lag, Largo, leakage, letter, Lloyd, logical, LSE, manager, manually, marginally, matrix, maximised, measurable, median, merged, methodological, misselling, monoline, navigate, negotiable, netted, NV, objectivity, observing, occasion, occupying, omitted, Openbank, outline, overly, oversaw, percentile, PFI, philosophy, Plazo, posed, precisely, prepaid, presently, pride, prioritised, proceeded, progressively, protocol, protracted, proud, Provincial, pursued, pursuit, quantifying, quartile, quote, rateably, reappoint, reassessment, recurrence, referencing, refund, repeated, reserved, resignation, responded, retrospective, retrospectively, revert, rewarded, rigorously, ring, rose, safeguarded, safety, Sainsbury, scaled, segregation, select, selective, serviced, shortest, similarity, Sir, sized, slight, SPE, spirit, Star, successive, tariff, teamwork, tight, tighten, tightening, timetable, title, transitional, translate, trapped, unclear, underwriter, unearned, Unilever, unreasonable, unwilling, utilise, validity, variance, vega, Village, Vizcaya, voluntarily, waived, widened, workplace, wrapped, yearend

Santander UK (STNDF) 20-F2015 FY Annual report (foreign)

Content analysis