CERTIFICATION
REQUIRED BY RULE 13a-14(a) OF
THE SECURITIES EXCHANGE ACT OF 1934
CERTIFICATION
OF CHIEF FINANCIAL OFFICER
I, Michael R. Bogansky, certify
that:
1. I
have reviewed this quarterly report on Form 10-Q of Marlin Business
Services Corp.;
2. Based
on my knowledge,
this report does
not contain any
untrue statement of
a material fact
or omit to
state a material
fact
necessary to make the statements made, in light of
the circumstances under which such statements were
made, not misleading
with respect to the periods covered by this report;
3. Based
on my knowledge, the
financial statements, and other
financial information included
in this report, fairly
present in all
material respects
the financial
condition, results
of operations
and cash
flows of
the registrant
as of,
and for,
the periods
presented in this report;
4. The
registrant’s other
certifying officer(s
)
and I
are responsible
for establishing
and maintaining
disclosure controls
and
procedures (as
defined in
Exchange Act
Rules 13a-15(e) and
15d-15(e)) and
internal control
over financial
reporting (as
defined in Exchange Act Rules 13a-15(f) and 15d-15(f))
for the registrant and have:
a)
Designed such disclosure controls
and procedures, or caused such
disclosure controls and procedures
to be designed
under our
supervision, to
ensure that
material information
relating to
the registrant,
including its
consolidated
subsidiaries, is made known to
us by others within those
entities, particularly during the
periods in which this
report
b)
Designed such internal control over
financial reporting, or caused such internal
control over financial reporting to be
designed under our
supervision, to provide
reasonable assurance regarding
the reliability of
financial reporting and
the preparation
of financial
statements for
external purposes
in accordance
with generally
accepted accounting
principles;
c)
Evaluated the
effectiveness of
the registrant’s
disclosure controls
and procedures
and presented
in this
report our
conclusions about the effectiveness
of the disclosure controls and
procedures as of the end
of the periods covered by
this report based on such evaluation; and
d)
Disclosed in this
report any change
in the registrant’s
internal control over
financial reporting that
occurred during
the registrant’s
most recent fiscal
quarter (the registrant’s
fourth fiscal quarter
in the case
of an annual
report) that
has materially
affected, or
is reasonably
likely to
materially affect,
the registrant’s
internal control
over financial
reporting; and
5. The
registrant’s other
certifying officer(s)
and I have
disclosed, based on
our most recent
evaluation of internal
control over
financial reporting,
to the
registrant’s auditors
and the
audit committee
of the
registrant’s board
of directors
(or persons
performing the equivalent functions):
a)
All significant
deficiencies and
material weaknesses
in the
design or
operation of
internal control
over financial
reporting which are
reasonably likely
to adversely
affect the
registrant’s ability
to record,
process, summarize
and
report financial information; and
b)
Any fraud, whether or
not material, that involves management
or other employees who have
a significant role in the
registrant’s internal control
over financial reporting.
Date: October 30, 2020
Chief Financial Officer and Senior Vice
President
Principal Financial Officer
