Exhibit 12.1
Statement of Ratios of Earnings to Fixed Charges and Preferred Stock Dividends
Nine Months Ended September 30, | Year Ended December 31, | ||||||||||||
2014 | 2013 | 2013 | 2012 | 2011 | 2010 | 2009 | |||||||
Ratio of Earnings to Fixed Charges: | |||||||||||||
Including interest on deposits | 1.74 | 1.46 | 1.54 | 1.69 | 1.54 | 1.42 | 1.19 | ||||||
Excluding interest on deposits | 12.29 | 6.59 | 7.76 | 10.55 | 9.41 | 26.84 | 10.63 | ||||||
Ratio of Earnings to Combined Fixed Charges and Preferred Stock Dividends: | |||||||||||||
Including interest on deposits | 1.73 | 1.46 | 1.53 | 1.67 | 1.51 | 1.38 | 1.16 | ||||||
Excluding interest on deposits | 10.81 | 5.97 | 6.99 | 8.63 | 6.43 | 7.76 | 4.38 |