Hancock Whitney (HWC) 10-K 2004 FY Annual report

EXHIBIT 32


SECTION 1350 CERTIFICATION

        The undersigned hereby certifies in his capacity as an officer of HANCOCK HOLDING COMPANY (the "Company")
that the Annual Report of the Company on Form 10-K for the periods ended December 31, 2004 fully complies with
the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 and that the information
contained in such report fairly presents, in all material respects, the financial condition of the Company at the
end of such periods and the results of operations of the Company for such periods.


  March 15, 2005                             By: /s/ George A. Schloegel
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          Date                                    George A. Schloegel
                                                  Vice-Chairman of the Board &
                                                  Chief Executive Officer

        A signed original of this written statement required by Section 1350 has been provided to Hancock Holding
Company and will be retained by Hancock Holding Company and furnished to the Securities and Exchange Commission
or its staff upon request.



SECTION 1350 CERTIFICATION

        The undersigned hereby certifies in his capacity as an officer of HANCOCK HOLDING COMPANY (the "Company")
that the Annual Report of the Company on Form 10-K for the periods ended December 31, 2004 fully complies with
the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 and that the information
contained in such report fairly presents, in all material respects, the financial condition of the Company at the
end of such periods and the results of operations of the Company for such periods.


  March 15, 2005                             By: /s/ Carl J. Chaney
- -----------------------                          --------------------------------
          Date                                    Carl J. Chaney
                                                  Executive Vice President &
                                                  Chief Financial Officer

        A signed original of this written statement required by Section 1350 has been provided to Hancock Holding
Company and will be retained by Hancock Holding Company and furnished to the Securities and Exchange Commission
or its staff upon request.