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Content analysis
?| Positive | ||
| Negative | ||
| Uncertain | ||
| Constraining | ||
| Legalese | ||
| Litigous | ||
| Readability |
H.S. freshman V bad
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New words:
Bala, Bradley, budget, CB, choose, circumstance, customary, Cynwyd, deficiency, demonstrated, DNB, Downingtown, exit, expansion, family, Fannie, Fidelity, FLA, formal, hiring, household, human, impasse, investee, labor, lead, Mae, minimal, moderate, notion, ormore, pace, personnel, prime, readily, refinance, reimburse, representation, satisfactory, school, Scovill, spending, split, suggested, suitable, training, twelve, underwritten, unencumbered, unused, warranty
Removed:
accommodative, ALESCO, Astoria, cease, closed, created, development, diminish, elimination, failed, favorable, flood, heavily, impossible, initiated, letter, matured, methodology, mezzanine, Narberth, pervasive, pooled, preferred, prepaid, pretax, quantify, rated, reconstructed, removed, replaced, TARP, trade, tranche, unemployment, withdrawn, write
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EXHIBIT 21
| Jurisdiction or | ||
| Name | State of Incorporation | |
| Citizens & Northern Bank (A) | Pennsylvania | |
| Bucktail Life Insurance Company (A) | Arizona | |
| Citizens & Northern Investment Corporation (A) | Delaware | |
| C&N Financial Services Corporation (B) | Pennsylvania |
(A) Wholly-owned subsidiary of Citizens & Northern Corporation
(B) Wholly-owned subsidiary of Citizens & Northern Bank