Geoff Weiss | Senior Vice President, Investor Relations |
Victor Dodig | President & Chief Executive Officer |
Hratch Panossian | Chief Financial Officer |
Shawn Beber | Chief Risk Officer |
Harry Culham | Senior Executive Vice-President and Group Head, Capital Markets |
Laura Dottori-Attanasio | Senior Executive Vice-President and Group Head, Personal & Business Banking, Canada |
Jon Hountalas | Senior Executive Vice-President and Group Head, Commercial Banking & Wealth Management, Canada |
Mike Capatides | Senior Executive Vice President and Group Head, US Region; President & Chief Executive Officer, CIBC Bank USA |
Meny Grauman | Scotiabank |
Scott Chan | Canaccord Genuity |
Gabriel Dechaine | National Bank Financial |
Ebrahim Poonawala | Bank of America |
Mario Mendonca | TD Securities |
Sohrab Movahedi | BMO Capital Markets |
Doug Young | Desjardins Capital Markets |
Lemar Persaud | Cormark Securities |
Nigel D'Souza | Veritas Investment Research |
Good morning, and welcome to the CIBC Quarterly Financial Results Call. Please be advised that this call is being recorded. I would now like to turn the meeting over to Geoff Weiss, Senior Vice President, Investor Relations. Please go ahead, Geoff.
Thank you, and good morning.