Geoff Weiss | Senior Vice President, Investor Relations |
Victor Dodig | President and Chief Executive Officer |
Hratch Panossian | Chief Financial Officer |
Frank Guse | Chief Risk Officer |
Shawn Beber | Group Head, U.S. Region |
Harry Culham | Group Head, Capital Markets and Direct Financial Services |
Laura Dottori-Attanasio | Group Head, Canadian Personal and Business Banking |
Jon Hountalas | Group Head, Canadian Commercial Banking and Wealth Management |
Ebrahim Poonawala | Bank of America |
Meny Grauman | Scotiabank |
Gabriel Dechaine | National Bank Financial |
Mario Mendonca | TD Securities |
Sohrab Movahedi | BMO Capital Markets |
Darko Mihelic | RBC Capital Markets |
Scott Chan | Canaccord Genuity |
Good morning and welcome to the CIBC Quarterly Financial Results Call. Please be advised that this call is being recorded. I would now like to turn the meeting over to Geoff Weiss, Senior Vice President, Investor Relations. Please go ahead, Geoff.
Thank you and good morning.