Chad Prashad | President & Chief Executive Officer |
John Calmes | Chief Financial & Strategy Officer |
Vincent Caintic | Stephens Inc. |
John Rowan | Janney Montgomery Scott |
Good morning, and welcome to the World Acceptance Fiscal 2022 Second Quarter Earnings Call. All participants will be in listen-only mode. [Operator Instructions]. After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions].