National Consumer Cooperative Bank 10-Q 2006 Q3 Quarterly report

EXHIBIT 32

CERTIFICATIONS PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     In connection with the Quarterly Report of the National Consumer Cooperative Bank (“NCB”) on Form 10-Q for the period ended September 30, 2006 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to the best of our knowledge;

(1) The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and result of operations of NCB.

/s/ Charles E. Snyder

Charles E. Snyder

President and

Chief Executive Officer

/s/ Richard L. Reed

Richard L. Reed

Executive Managing Director

and Chief Financial Officer

Date: November 14, 2006